What is a business loan and how it works?

A loan business and many companies operate in a state revolving debt, which is why the 2008 financial crisis was a problem because the banks have simply stopped paying.

For example

X utility bill is not paid to the bank, the bank does not want the hassle of trying to collect accounts receivable, and the company is responsible for the loan to the bank and to collect accounts receivable from Company X. The company and may sell accounts receivable to debt collectors to pay 10 cents for every dollar of accounts receivable.