Showing posts with label to save money. Show all posts
Showing posts with label to save money. Show all posts

Friday, August 26, 2011

Open a New Age shop. Can you ask donations be made to start this sort of project?

Sure - you can ask for donations for anything - but it is very clear what it is. If your store is "for profit", then you probably should not say that. Mostly people give money to "charities." But what people do not know about "charity" is that much of the money that they end up going to the company that picks it up - so a lot of "charity" of things is a kind of legal fraud.

Consider this

I'm not sure where it asks for donations - but simply to make very clear what it is - and then keep a careful record of what amounts of money given.

There is an opportunity

Somehow I can not imagine anyone money donated to you for this - but give it a try. Above all these things happen because of his personality - not because it makes no sense.

Friday, July 29, 2011

What are good ways to protect your savings in a devaluation of the US dollar?

Reminiscent of the movie Barb Wire in negotiating the reward and asked that currency and in Canadian dollars. The U.S. dollar can devalue, devaluation of the currency of nations is a common trick to encourage people to buy domestic goods and people stop buying imported products and to stimulate the economy and jobs as domestic firms more competitive on the world market, but overall it is a strategy that is effective only for smaller countries.
 

U.S. is the largest economy in the world of rich
 

And therefore, the devaluation has fewer benefits to the U.S. after being abroad. If your expenses are mostly in the domestic products to buy Washington State apples, not from Chile and buy watermelons from California or Texas instead of from Mexico, then you have little to fear a devaluation of the currency but if you buy are from foreign countries, then the costs will rise.
 

This can be a good time
 

To check if most of your expenses are domestic or foreign. As for the protection of their investments from one currency devaluation, the products can help, but there is little intrinsic value in something like gold, investing in foreign companies can help and of course there are foreign bonds.
 

Moreover,
 

As Warren Buffet says, do not bet against America. Also the quote from Winston Churchill, "Americans can always be counted on to do the right thing ... after they have exhausted all other possibilities" .. It may take a while, but everything goes by itself.

Thursday, July 21, 2011

How to Make a Household Budget ?

It is not easy. However, there are three ways to do it.

1. Collective account where all share one account and one person staying on top of expenses. Use an Excel spreadsheet or money management software to its budget, which makes things easier, especially when tax season comes.

2. Separate accounts, but use only 1 while supplies last. This way you will know when you've reached the limit, but you can not play the second account unless emergency.


3. If you have credit cards, make sure you pay the full month, and will never cost you interest. If you have debt, pay more than that to get rid of them quickly. Ideally, pay something every week, so they are constantly getting lower, ie less interest as well.

Enjoy greater savings for the future and retire happy.

Tuesday, July 19, 2011

What are the forms of payment, when starting a job?

Payment cycles are different depending on the company. payments are
 

- weekly
- Twice weekly (every 2 weeks)
- Twice a month (2 times a month)
- monthly

If you work a job that pays the premiums, they can come at any time ever, once a year. Oops, almost forgot to mention that companies can withhold a paycheck, although some start paying immediately.

For example,

If you are paid every two weeks, and the company retains a paycheck, then you have to get 2 weeks after starting. There is one caveat to this, however, if you start in the middle of your billing cycle, you can only get paid a week for the first paycheck, and then two weeks after that, you will receive a regular twice weekly paycheck.

consider this

And the places that pay monthly, often allow you to borrow some money from the employer to get through the short times.