First, 
 
Would have to understand their definition of "good." The  best plan usually means the most comprehensive coverage, but some  people that means the cheapest and for others it means a plan that has  the coverage they need. Policies  cheap usually means that the limited benefits, which may be acceptable,  provided that you are aware of these limitations. 
 
Second, 
 
Would  have to know your height and weight, because insurance companies refuse  to accept it or you can increase your premium based on their weight. 
 
Third, 
 
Would  have to know what your current health status is because insurance  companies refuse to accept it or increase your premium based on your  current health status. 
 
Fourth, 
 
Would have to know its location, since insurance companies do not write policies in each state. 
 
Fifth, 
 
Would have to know your age, since some policies are only available in a certain age. 
 
Consider this 
 
In other words, talk with a local agent who works with all major insurance companies in your area. The agent can help you find the best plan for your situation and budget. Can you explain what you get and, more importantly, so do not get the "cheap" policies. There is no extra charge using an agent. 

 
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